Welcome to our four-step loan process.

Here is a list of all the steps in our loan process

Fill out the application below
Chesapeake Bank will assign a loan officer who will customize the loan offer to your needs
Sign-off on the final application and any other additional forms
your loan officer will submit the loan for approval

Bus Loan App Form

Step 1 – Submit Loan Request

Here’s what you should have ready:
Most Recent Business Tax Return

We care about your privacy! You may be asked several questions and to provide one or more forms of identification. In some instances we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law.

What is the purpose of the loan?

Other purpose for the loan.

What type of loan would you like? View all loan types

Will the loan be secured or unsecured? Securing the loan means you will be providing collateral.

Secured

Unsecured

How much are you requesting?

Business Name

Please select the region of where you or your business is located.

Does your business have an active loan with Chesapeake Bank?

Yes

Let’s get to know you.

First Name

Last Name

Date of birth

Social Security Number

Mailing Address

City

State

Zip Code

Phone number

This one is easy. Just upload the most recent business tax return.

Upload Business Tax Return

Choose File

Now for some light reading… disclosures.

Credit Denial Notice

If your gross revenues were $1,000,000 or less in your previous fiscal year, or you are requesting trade credit, a factoring agreement, or similar types of Business credit in this Commercial Loan Application, and if your application for business credit is denied, you have the right to a written statement of the specific reasons for denial. To obtain the statement, please contact,

Chesapeake Bank
Attn: Commercial Loan Operations, Credit Denial Notice
P.O. Box 2256
Kilmarnock, VA 22482

Within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement. The notice that follows describes additional protections extended to you.

Equal Credit Opportunity Notice

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sec, marital status, age (providing the applicant has the capacity to enter into a binding contract), because all or a part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Protection Act.
The federal agency that administers compliance with this law concerning this creditor is:

Federal Reserve Consumer Help Center
PO Box 1200
Minneapolis, Minnesota 55480

Signature

By signing below, you are submitting this request and the information provided on all accompanying financial statements and schedules for the purpose of obtaining credit and represent that the information submitted is accurate and complete. The Lender is authorized to conduct any inquiries it decides are necessary to verify the accuracy of the information contained in this request and to use any reasonable method to determine your creditworthiness. You are also authorizing the Lender to pull an individual credit account, employment history and have a credit agency prepare a credit report.

Signature