Going Beyond Banking since 1900

Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and back to the beginning of the 20th century. And from day one, it’s always been about supporting the people who live and work in our community.

Our History


Chartered as Lancaster National Bank on April 13, 1900, our first clients are watermen, farmers, and small-business owners.


The Great Irvington Fire destroys the town and our only branch. We set up shop in a tent and tiny building to keep bank services available for citizens.


The Great Depression rocks our region, and the worst storm in years wipes out the steamboat wharves and many businesses. With our help, the community survives and rebuilds.


As the Northern Neck grows as a vacation and retirement destination, we grow, too — merging with Chesapeake Banking Company to become Chesapeake National Bank. To better serve workers at the oyster packing plant in Irvington, we launch the nation’s first floating boat bank.


Chesapeake National Bank adds a trust department, which continues today as part of Chesapeake Wealth Management.


It’s time for a name change. We drop the “National” from ours to become Chesapeake Bank.


Chesapeake Bank introduces its Flexent division, providing accounts receivable financing to help businesses improve cash flow.


Specialized service to small-business customers expands with our Merchant Services program, now known as Chesapeake Payment Systems. Offerings include point-of-sale systems, invoicing capabilities, and customer rewards programs.


For the 15th straight year, American Banker magazine recognizes us as one of the nation’s “Top 200 Community Banks” based on return on equity.


Chesapeake Bank is a thriving institution with more than $1.3 billion in assets and 18 retail branches and offices across the Northern Neck, Middle Peninsula, Williamsburg, Chesterfield, Richmond, and Newport News.

And we’re still that same hometown bank driven by our big commitment to community.

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