Top 5 Reasons to Bank with an Independent Community Bank with an
125 Years of Legacy
In today’s shifting banking landscape, independence matters more than ever. Here’s why choosing a community-first bank like Chesapeake Bank makes all the difference – for you, and your community.

1. Local Decisons, Local Impact
Our leadership lives here, works here, and makes decisions with your community in mind.
2. Personalized Service
You’re not just an account number. We know your name – and your goals.
3. Stability You Can Trust
125 years strong, we’ve weathered every storm by putting people first.
4. Community Investment
From local nonprofits to small businesses, we reinvest in what matters most –our neighbors.
5. No Corporate Shuffle
While others merge and rebrand, we stay true to our roots. No surprises. Just service to the relationships we make along the way.
Independence isn't just a word. It's The Chesapeake Way.
More to Discover: Watch & Read
- 125 Years of Community – Northern Neck Celebration
- CFS Summer Party 2025: An Employee Experience to Remember. A Legacy to Celebrate
- Chesapeake Bank Serves Up World’s Largest Crab Cake to Celebrate 125 Years as an Independent Community Bank
- Our History: Going Beyond Banking since 1900
- Follow us on Facebook, Instagram and Youtube
Absolutely wonderful people, always smiling, always thoughtful, always helpful. I left a big bank after it changed to another and never looked back and very grateful I did!
Michael B.

The folks at Chesapeake Bank are always helpful. I've been banking with them for over 20 years. They're the best."
Eric H.

I like having a personal relationship with the people in the bank. There are no robot phones, and you are always greeted with a person. This bank is community oriented, and they care about the local area. It's more of a personable banking experience that any of the big bank branches."
G Tek