FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Bank anytime, anywhere.
Connect to the internet
and bring the branch to you.
At a Glance: Chesapeake Bank’s online and mobile banking includes mobile check deposit, Zelle transfers, mobile payments, a digital debit card for online and travel purchases, and text alerts for when your card is used. Text Concierge answers questions by text. Enroll today or download the ChesBank Mobile app for iOS or Android.
Easy peasy navigation, neat little features, handy-dandy tools
Digital and Mobile Banking Features to Look For
Banking right from your comfy couch or out on your fishing boat. A digital banking app should let you deposit a check, send money to another person, use a card online safely, and know the moment that card is used without a trip to a branch. Anytime, anywhere, our online banking platform is as secure as a locked crab pot. Chesapeake Bank’s online banking and the ChesBank Mobile app include the features below.
| Feature | What It Does | Why It Matters |
|---|---|---|
| Mobile Check Deposit | Deposit a check by photographing it in the app | No branch or ATM trip required |
| Zelle® | Send money to people using a phone number or email | Person-to-person transfers without cash or checks |
| Mobile Payments | Send funds to people directly from the account | Settle up without writing a check |
| Digital Debit Card | Virtual card for online shopping and travel purchases | Card details available in the app, with full control |
| Text Alerts | Notifications when your card is used | Unexpected card activity surfaces quickly |
| Text Concierge | Account questions answered by text message | Support without a phone queue |
ONLINE BANKING SERVICES
Mobile Banking
Why waste a beautiful day stuck inside handling bank stuff? With your phone or tablet, you can do it all on the move. Now, get out there and enjoy that sunshine!
Mobile Payments
Settle your debts and send some dough to folks online straight from your account.
Digital Debit Card
They’re not just any old debit cards, they’re virtual. Means you can use them for all that online shopping, travel, and other purchasing needs – with full control. Not to brag, but we won an award for this too.
Mobile Check Deposit: How It Works
Mobile check deposit lets you deposit a paper check from your phone by photographing it in the ChesBank Mobile app. Snap a pic of your check, hit a button, and voila!
- Open the ChesBank Mobile app and select the deposit option.
- Endorse the back of the check and choose the account you want the funds deposited into.
- Photograph the front and back of the check, enter the amount, and submit the deposit.
Keep the paper check until the deposit has cleared your account.
Text Alerts & Concierge Support
Set up Text Alerts to keep track of when your card is used and prevent balance surprises. Just log in to Online Banking or the ChesBank mobile app and go to Profile & Settings.
And remember, we also offer a Text Concierge Service – just text us for quick, convenient assistance.
Zelle®
Use your phone to easily send money to friends—right from our app.
Online Banking Security and FDIC Deposit Insurance
Deposit insurance does not depend on the size of the bank. Chesapeake Bank is FDIC-insured and backed by the full faith and credit of the U.S. Government, covering up to $250,000 per depositor, per ownership category — the same statutory limit that applies at the largest national banks.
- Deposit insurance: FDIC coverage up to $250,000 per depositor, per ownership category.
- Card activity alerts: Text Alerts notify you when your card is used, so unexpected activity surfaces quickly.
- Digital debit card: A virtual card for online and travel purchases, controlled from the app.
- A person to reach: Text Concierge connects you to Chesapeake Bank for account questions.
How to Enroll in Online Banking
Enrolling takes a few minutes and you can do it yourself online.
- Click here to enroll. Follow the prompts to verify your identity and create your sign-in.
- Download the ChesBank Mobile app from the Apple App Store or Google Play, and sign in with the credentials you just created.
- Turn on Text Alerts so you are notified whenever your card is used.
Need help enrolling? Call 877-436-9032 or email onlinebanking@ches.bank.
Have Questions?
If you would like a copy of our Consumer or Business Online Banking Agreement, please click the links below. If you have additional requests or needs, please contact 877-436-9032, or email onlinebanking@ches.bank.
FAQs - Frequently Asked Questions
Q: What features should I look for in a mobile banking app?
A: Look for mobile check deposit, person-to-person payments such as Zelle, a digital or virtual card option, and alerts on card activity. Chesapeake Bank’s ChesBank Mobile app includes each of these, plus Text Concierge support by text message.
Q: Is a community bank as safe for deposits as a national bank?
A: Deposit insurance does not depend on bank size. Chesapeake Bank is FDIC-insured, backed by the full faith and credit of the U.S. Government, covering up to $250,000 per depositor, per ownership category — the same statutory limit that applies at every insured bank.
Q: How do I enroll in Chesapeake Bank online banking?
A: Enroll online at secure.chesbank.com, then download the ChesBank Mobile app from the Apple App Store or Google Play. Text alerts can be set up once you are enrolled. For help, call 877-436-9032 or email onlinebanking@ches.bank.
