FDIC-Insured – Backed by the full faith and credit of the U.S. Government
You know how sometimes, you’re all set to buy that big bushel of crabs for the weekend cookout, and then life happens? Maybe your boat needs an unexpected repair, or you lost a bet on the Friday night football game. Before you know it, your bank account’s looking a little lean, and you’re short.
Well, that’s where we step in. Here at Chesapeake, we’ve got your back. We’ll cover that transaction so you can keep on keeping on.
But you know what’s even better than us covering for you? Not needing us to. That’s why we’re all about helping you understand your account. We want to help you avoid that overdraft in the first place. After all, the best way to solve a problem is to stop it before it even starts.
An overdraft occurs when you don’t have enough money in your account to cover a transaction, but Chesapeake Bank pays the transaction anyway.
Let's chat about keeping your account in check and dodging those pesky overdrafts.
- Know your balance. At Chesapeake Bank, we’re making it easier than ever to keep your finger on your financial pulse. Access your current balance from your laptop, mobile device, ATM, or our round-the-clock phone service. Just remember, your balance shows what we know, not what you might have pending. If you’ve got payments lined up that we don’t know about, your real balance could be a bit lower.
- How to dodge the dreaded overdraft? It’s simple: keep track. Whether you’re a digital native or a pen and paper person, the key is to note down every single transaction. Before you make that next purchase, take a quick look at your own records.
- Direct deposit your paycheck. It gives you instant access to your hard-earned cash.
- Always keep a little extra in your account. It’s a financial safety net for those “oops, forgot about that” moments.
- Go paperless with online banking. It’s a speedy, secure way to get your statements and keep on top of your finances.
Navigatin' your account with Chesapeake Bank services
- On-the-move banking? We got you. Get alerts, shift your money around, and keep track of everything with online, mobile, and text banking.
- Mobile Deposit? It’s like having a bank in your pocket. Deposit your checks right from our app.
- Touch-Tone Teller? No tech, no problem. Dial 800-417-6675 anytime and get your banking done.
- Automated Transfer? Set it and forget it. Decide how much and when, and we’ll do the rest.
- Automatic Sweep? It’s like a best friend for your bank accounts. If one’s in a pinch, the other jumps in to help.
- Money Line Checking? A personal credit line that’s got your back when your checking account needs a boost.
- Easy Pay Privilege? It’s like a little buffer for your account. If you accidentally overdraw, we’ll cover you up to a certain limit.
- Want to know more? Give us a call at 877-436-9032 or swing by your home branch. We’re here to help.
