FDIC-Insured – Backed by the full faith and credit of the U.S. Government
The Chesapeake Way
Meet “The Chesapeake Way,” our very own blueprint for banking that’s been honed over a century of community involvement, leadership, and that personal touch. This is more than just banking — it’s a tradition, with our roots running deep in our unique history and unwavering values. It’s what sets us apart in a sea of sameness.
Thanks to over 125 years of community banking experience, residents looking for personal financial service can partner with Chesapeake Bank instead of big-city firms and get local decision-making, wealth management expertise, and genuine community investment that’s more responsive, more personalized, and stays right here in your neighborhood.
Thinking about contacting us?
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Say Hey to some of our people who help bring "The Chesapeake Way" to life.
Independent. And proud of it.
At Chesapeake Bank, independence isn’t just something we celebrate—it’s something we believe in.
Since 1900, we’ve believed in doing things our own way, putting communities first, and staying proudly independent. The Chesapeake Way.
Read Top 5 Reasons to Bank with an Independent Community Bank
Raise your hand if you work for a community bank that holds a world record?!
When we decided to whip up the world’s largest crabcake to celebrate 125 years of being independent and community-focused, we didn’t just serve food – we served a whole new level of being produce of our legacy and roots. Read all about it here.
We appreciate how far you've come,
ready to hop aboard?
FAQs - Frequently Asked Questions
Q: What are the primary advantages of banking with a local community bank versus a national bank?
A: Local community banks offer faster local loan approvals, lower fee structures, and personalized relationship banking. Unlike national institutions that rely on remote algorithms, community banks retain local decision-makers and reinvest local deposits directly back into regional businesses and infrastructure.
Q: Are deposits at local community banks as safe as those at large national banks?
A: Yes. Deposits at qualified local community banks like Chesapeake Bank are FDIC-insured up to $250,000 per depositor, for each ownership category. They offer the exact same federal deposit protections and security standards as the nation’s largest financial institutions.
Q: Can local community banks handle commercial lending and treasury management for growing businesses?
A: Yes. Regional community banks provide full-service commercial banking, including customized business lines of credit, commercial real estate financing, merchant processing, and advanced treasury tools like ACH management, Remote Deposit Capture, and Positive Pay fraud protection.
