FDIC-Insured – Backed by the full faith and credit of the U.S. Government

We have a team dedicated to business accounts, commercial lending needs, and more. Don’t wait until you need money to connect with us. In fact, many times that’s too late. We want to join you early in the process so that we can help you define goals and connect you with people to assist you in meeting them.

LEARN. plan. launch.

Open a business account when you’re ready to start accepting or spending money as your business. A business bank account helps you stay legally compliant and protected. It also provides benefits to your customers and employees.

To get started, you’ll need a few standard items. And if you don’t have the opening deposit yet, no worries—we’re here to guide you.

  • A $1,000 opening deposit*
  • Standard business documentation (EIN, formation documents, IDs, address)
  • Beneficial ownership details


It’s a good idea to contact a local branch or a Business Resource Officer for any specific forms or additional requirements.

Discover Benefits

  • Networking opportunities
  • Workshops and training
  • Document templates
  • Business consulting and mentorship services
  • Advertising opportunities and media features
  • Access to resources such as, conference rooms, workspace, technology, a wider social audience, grant programs, volunteers, and more.
  • Local support
  • Business Online Banking
Kevin Hill seated with business partner

Tools & more

Starting strong matters. We keep it simple, local, and fast—so you can spend more time building your business and less time chasing paperwork. Not sure where to start? Read SBA Business Guide to learn more.

Business Structure Quiz

Discover which structure will work best for your business

Get an EIN

Get your employer identification number straight from the IRS in minutes.

Register with the SCC

If you file online, you’ll often get approved faster – sometimes even the same day. Paper forms work, but online filing helps you dodge common mistakes.

Financial Guidance

Learn how to run a business effectively by exploring these noteworthy activities and articles about running a business, basic bookkeeping, getting SBA loans, keeping employees, and understanding workplace cybersecurity.

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Connect with community resources & organizations

Economic Development Center:

Resource Council
(non-profits):

BizWorks:

William & Mary CrimDellSBN

Small Business Administration:

Building Your Business banking relationship

Set sail on your business journey the right way. Explore the information and options that will help you establish a solid banking relationship and choose the accounts that keep your venture steady and moving forward.

Checking Accounts

Flexible business checking solutions designed to fit your company’s needs. We offer accounts with convenient features, digital tools, and personalized support to help you manage your business finances.

Treasury Services

Streamline your business finances. From ACH payments and wire transfers to fraud protection and online tools, we help you manage cash flow securely and efficiently.

Merchant Services

Simplify payment processing. From secure credit card transactions to advanced point-of-sale solutions, we help businesses accept payments easily and efficiently.

Not sure what you need?

Our team is here to help. Connect with us today for personalized guidance and find the tools that fit your needs.

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This here, it’s dependable and sealed tighter than a pickle jar, and it’ll pop up in a new window just to keep things tidy.

Access your account